Bleeding Money

The good news this week is that a CGM (Continuous Glucose Monitor) is covered by my private health insurance to a maximum of $4000/year. This is extremely good news even if it doesn’t cover all of the cost for the year. It sure helps.

Other than that it has been a stressful week. First, I’m feeling the ongoing bite of diabetes-related expenses. With every purchase there is a 20% copay. 20% of expensive is still expensive. Next, I found a water main leak on my property. The water bill from the municipality this year so far is $2300. Some trees need to be removed in order to permanently fix it – another $2000. And finally, I found out an insulin pump is not covered by my insurance. I’m estimating that will cost $5000 to $6000.

It hurts.

Welcome. This is my own personal sprint retrospective. I use the scrum questions to reflect on my week and make notes as a developer journal entry. It is one form of working in public.

What worked well?

Exercise Friday at lunch. I didn’t want to do this. It took me a full hour. And I’m a little sore today (not too bad). But I went through the basic routine on Start Bodyweight. I need to get more active again to reduce risk factors associated with diabetes. And I haven’t done much of any exercise since my diatbetes-related symptoms stopped me from going to jujitsu. In a way I’m scared to exercise. I’m still learning how to manage insulin and I get low blood sugar when work too hard. My hands start to shake and it feels like impending doom (indeed I could pass out).

.NET Core SDK 3.0 Preview. I spent some more time on the React template with authentication. There were errors switching the database from sqlite to postgresql. But I solved it in the end. It’s on the know issues list in a round about way. I should write a short article on that.

What could be improved?

Focusing in the morning. My morning time was sucked into other endeavors a couple of days this week. I was sorting out the water main leak one morning. And another morning I was on the phone with the investment company trying to sort out a transfer. Basically, I was just distracted by other things going on in life.

Income. My job is great. It covers our basic living expenses when things are going well. I have a lot of flexibility and I work with good people. I’m happy. But there isn’t much room for extra spending. For example, we almost never take vacations and only eat out a couple of times per year. Our car is 20 years old and we have no plans to replace it. So when we get hit suddenly with large, unplanned bills we don’t have much backup. I need to take some additional jobs after hours in order to cover things life is throwing at us.

What will I commit to doing in the next sprint?

Coaching Call. I need to talk to @mijustin about adding another revenue stream. I’ve been brainstorming some ideas on my own. Anything from software development to building cedar outdoor furniture to hiring out backhoe services. Whatever it takes to bring in some cash over the next two months.

Read Books. Choose Yourself by James Altucher. The Blueprint by Brennan Dunn. Earn1K from Ramit Sethi (yes, I have a problem buying books and course. But I commit to not buy any more this week.) A big challenge is that I live so rural and do most of my tech work online. So meeting up with people who need tech work in person is an impossibility. A lot of these books/programs don’t account for that.

Exercise. I will do the Start Bodyweight basic routing on Monday, Wednesday, and Friday during my lunch break.